Workers' Compensation

Worker's compensation coverage is required by state law and applies to all temporary or permanante cast or production crew members. Coverage provides medical, disability or death benefits to any cast or crew member who becomes injured in the course of their employment. Coverage usually applies on a 24 hour per day basis whenever the employees are on location away from their homes.

Even though a production company may be using a payroll service company, which usually provides Worker's Compensation insurance to all payrolled employees, the production company should always consider carrying a backup policy of their own. This will protect the production company for any unpaid interns or others who might not be payrolled.